Heritage Construction Residential Roofing

What You Need to Know About Roof Financing

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Roof Financing: Too Good to Be True?

You know you need a new roof but maybe you’re not sure how to fund it. The cash in the bank won’t cover your insurance deductible, or perhaps it’s been set aside for another home improvement project. Nobody likes parting with cash, even for necessary repairs. Should you just wait and let the roof keep leaking, or bite the bullet and sign the dotted line? Here’s what you need to know about roof financing.

When Should You Consider Roof Financing?

Roof Repair - Missing Shingles- Heritage Constructions Co. - Austin, TexasYou Need to Fix Roof Damages Right Away

Damaged roofs only get worse with time. When an emergency hits home and your insurance doesn’t cover the damage or you don’t have enough funds set aside to pay the upfront deductible, a loan will allow you to get the repairs resolved quickly, and that provides security and peace of mind.

You Want to Boost Your Home’s Value

Roof financing is a budget-savvy way to improve your home’s value without breaking the piggy bank. According to the 2018 report from Remodeling Magazine, a new roof will increase a home’s value about $14,320. Whether you’re ready to list your home for sale or simply want to increase your equity, a new roof is one of the best improvements you can make to your home.

You Need to Stay On Budget

Homeowners who are caught up on remodeling projects often get hit with last-minute expenses in the end. It can be difficult to stay on a track, especially when the unforeseen occurs. This leads to overspending and means you’ll eventually have to cut something from the budget. Since a roof is a necessity, you don’t want to put these repairs on the back-burner for long.

You Want to Increase Curb AppealRoof Financing - Heritage Construction Co. - Austin, Texas

If you’re tired of looking at your damaged roof and want to spiff up the neighborhood, a new roof will increase your curb appeal and change the entire appearance of your home. When shingles are carefully selected to enhance the exterior and your decor, your home will get an instant facelift that makes an attractive first impression.

Apply for Roof Financing Today

Heritage Construction is proud to offer roof financing options through Hearth. If you don’t have enough equity, a personal roofing loan means your home won’t be used as collateral and you can move quickly through the approval process, and repairs can be made in a timely manner.

Don’t wait and wonder how you’ll fix all those leaks. Keep the equity in your home, and apply for a roof loan.

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