heritage construction residential roofing

Why You Need a Roof Inspection

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Are you wondering why you need a roof inspection? Even if your home doesn’t have telltale signs of a roof problem, such as leaks or missing shingles, a roof inspection is still critical when it comes to defending your home against the elements. 

Roof Inspections Uncover Hidden Problems

A thorough inspection of your roof will unveil underlying problems you didn’t know about. Chimneys, shingles, and the flashing will be thoroughly inspected to ensure your roof system is healthy and functioning properly.

Small roof and structural problems can quickly escalate into major damage when they aren’t caught early. This is why it’s vital to have your roof thoroughly inspected at least once per year.

Repair Minor Problems Before You Need a Full Roof Replacement

Once your roof inspector detects a problem area, you’ll be in a position to make an informed decision on the next course of action. Whether it’s a minor repair or a full roof replacement, a thorough roof inspection should be part of your home’s preventative maintenance.

Who wants to be shocked by the news that the roof needs an urgent replacement? A roof inspection helps you plan and budget for repairs before they become emergencies. If your insurance won’t cover roof damage, there are home improvement loans available that make repairing or replacing your roof affordable, without touching the equity of your home.

Contact Heritage Construction for a Free Roof Inspection

Repairing or replacing your roof will give it a major cosmetic facelift and will immediately increase your home’s value. Whether you plan on listing your home for sale or are buying a home “as is”, a thorough 25-point roof inspection provides the insight you need. With this information, you can either repair, replace, or pass on a home that has significant roof problems.

Be sure to have your roof inspected after hail, heavy winds, and severe rainstorms. Since Heritage Construction offers free, 25-point roof inspections, there’s simply no reason to ignore what you can’t see. Book your free roof inspection today.

 

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heritage residential roofing

5 Truths About Storm Related Roof Insurance Claims

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Yes, it’s true. Storm-related damages (although you may not see them) worsen over time and will probably cause a roof leak later. This is what you need to know before filing an insurance claim for damages due to a storm. After all, that’s what roof insurance is for.

5 Things You Need to Know Before Filing a Claim

Filing a roof insurance claim is a complex process

Just like filing any type of insurance claim, there are complexities involved. Homeowner’s storm damage claims are filled with all the necessary steps to confirm reported damages caused by hail, wind, etc. This means an assessor adjuster (in-house or 3rd party) will be involved in the claim process to determine the cause and valuation of the loss, which in many cases can be due to poor roof maintenance. Heritage professionals are well-versed in the claims process and are able to assist from filing to completion of repairs.

Hail damage is not covered by your roof warranty

Although your new roof might carry a lifetime workmanship warranty, these warranties exclude hail and wind damage. If you contact your roofing company for damage resolution, you’ll more than likely be told to contact your insurance company.

Insurance companies can’t cancel your policy after filing a claim (UNLESS…)

Many people worry about filing a claim because they fear their policy will be canceled once the damage has been reported. Rest assured the State of Texas does have stipulations regarding policy cancellation. Here’s the fine black print:

Under the Consumer Bill of Rights adopted by the Texas Department of Insurance, homeowner’s insurance companies can’t cancel a policy that has been in effect for 60 days or more unless:

  • You fail to pay your premium on time
  • You filed a fraudulent claim
  • There is a determination by TDI that continuing the policy would violate insurance laws
  • There was an increase in the hazard your policy covers, provided the hazard was within your control and caused the policy premium to increase.

Full roof replacement isn’t guaranteed

Depending on your insurance company and policy, a full roof replacement may not be covered. Some companies will only repair the specific areas where damage has been detected. This is why it’s important to understand your policy and what it covers.

This can wait (But it can’t)

Sure, the process of filing a claim for roof damage isn’t exciting. It can be lengthy and detailed and it’s understandable if you’d rather shrug it all off till later. With most insurance companies you can only report damages up to one year after they’ve occurred if you’re seeking compensation. Spring and autumn are the ideal seasons to give your roof a well-check so you can discover damage before it’s too late.

Heritage Construction takes pride in being experienced insurance specialists. Book your free inspection today and rest assured we’re here after the storm. We’ll walk you through the claim process, and you’ll get everything you deserve from your insurance company. That’s the Heritage way.  Contact the pros today!

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Heritage Construction Co. Roofing and Restoration Specialists

How to Find an Honest and Reputable Roof Contractor

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Unfortunately, roofers have a history of having shady reputations. Hiring an honest roof contractor takes some homework on your part. Before you settle for an inferior shingle job, take a look at the top things you need to consider before shelling out your hard-earned cash.

There are plenty of sheisty roofers out there and it’s easy to take the bait if they promise the earliest availability or present a more attractive estimate. The roof is one of the most important aspects of your home. Beware the dangers of hiring a novice by following this sage advice.

What to Look for When Hiring a Roofing Company

Seek Referrals

Finding a roofing contractor can be as simple as asking family, friends, work colleagues, or neighbors for a recommendation. If that fails, you can always reach out to reputable real estate agents in your area and ask who they refer clients to.

Portfolio

An impressive portfolio of work speaks for itself. View the roofer’s website or social pages for pictures of completed projects. You can also ask for the addresses of prior jobs and take a drive around town to analyze their work.

Read Reviews

Reviews matter. The construction industry isn’t exactly difficult to break into. With some basic tools and a ladder, nearly anyone can “call” themselves a professional roofer. Review sites such as Angie’s List and Yelp will provide a glimpse into the dealings others have had with the roofing company, both positive and negative. While you can’t base your judgment solely on the opinion of another, consistent complaints or repeat mistakes will more than likely, be repeated. Consider all sources.

Verify License and ID

To ensure your roofer is legit ask for copies of their business license, tax ID, and verify their liability insurance coverage.

Avoid Scams

While there are plenty of roofers that find business from door-to-door sales, beware the roofers that “storm chase” and travel state to state operating fly by night operations. Typically, roofing scammers will perform shoddy work and be long gone before you have a chance to discover it. It’s always best to work with a locally established roofing company with a physical business address.

Check Experience

While most general contractors have the skill to nail down some shingles, experience is still the best teacher. Look for a roofing company that has run a solid business for at least five years to ensure you’re not dealing with a novice. You don’t want a general laborer hopping around on your rooftop with zero knowledge on how to address the basics of a roofing system.

Confirm Consistency

Your roofer should be consistent from the beginning to the end of your project. This means showing up on time each day, removing debris and trash after the workday, and keeping you informed on the project status. Firm up all these small details prior to signing any contracts to ensure the scope of work and communication stay consistent from beginning to end.

Heritage Construction is Committed to Your Roof for Life

If you’re ready to take the first step in hiring an honest and reputable roofer, you’ve come to the right place. With over 30 years of combined industry experience, Heritage knows roofs, and we know them well.

Established throughout the great state of Texas, we are thoughtful leaders in storm-related roof damage and home restoration. Contact Heritage today for a free roof inspection. We’re proud of our work and we’re committed for life. (We don’t fly by night!)

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